Incentives matter and in the story I link to the woman clearly had an incentive to not fall and to be able to put her walker away. At her age a fall might very well be a death sentence. That would motivate most people. Yet, I know several people who later in life just seem to give up. They know what needs to be done to live a healthier life or a more financially stable life but they don’t make the changes to do so. One of the many things we work with our clients on is how to adopt long term behaviors that lead to successful outcomes. Saving regularly, minimizing debt, eliminating wasteful spending, and staying active. Yes, staying active is a financially rewarding. An active person will in general have fewer health complications and that means fewer medical bills.

So read the story of Gus and be inspired that you can change your habits; even in your 90s.